Saturday, November 15, 2008

Bad Toyota!!

I did say I would post to Christy's blog, so here goes!
Dave Ramsey warned us that when we started on our journey to financial freedom that Murphy would come knocking. It's been true for Mike and I, but we are getting through it better than we would have if we did not have our budget.
Mike's Toyota ran away from home and hit a jeep. (Jealous? Maybe it was teasing it?) I told Mike we will look at the estimates and that we have some monies set aside for this. I think it made him feel better.
I did set up one account for my debt snowball that we pay bills out of. I also set up a dedicated savings account from America First. I have only dedicated $100.00 a month to this account and I set it up for one year. The reason for this is because we buy beef every year plus I have taxes on my rentals, renew two vehicle licenses and I have Christmas come up this time of year. I know this amount is not enough to cover these things but I figure it is a good start until my debt snowball gets going. The interest on my account is around 3.8% and I can't touch it until November 3, 2009.
My motivations of getting out of debt is to be able to have FREEDOM and save money for vacations. I really have some vacations I really want to do with my family before they leave for college. I really want to get things paid off and put money away for a vehicle to show Mike that we DO NOT need a vehicle payment.

2 comments:

Christy said...

Wow! Thank you Sister! You are the best!

Trish said...

Oh Amy!
Murphy is such a jerk!
He has been trying to sabotage our plans to make the van last till we're debt free. But we just keep staring him straight in the eye and telling him we will get a new vehicle when WE are ready and not a minute before.
Hopefully you can get Murphy off your back for awhile.
I'm looking forward to your guest posts here. :) I love hearing about people successfully becoming debt free.
FRREEEEEDOOMMMMMMM!!!!!

The big plunge...

Starting Weight 193.8
Week 1 194.2 - +.4
W- 2 190.2 - -4.0
W- 3 186.4 - -3.8
W- 4 186.2 - -0.2
W- 5 184.0 - -2.2
W- 6 184.5 - +0.5
W- 7 185.0 - -0.5
W- 8 183.2 - -1.8
W- 9 180.0 - -3.2
W- 10 183.2 - +3.2
W- 11 179.0 - -4.2
W- 12 177.1 - -1.9
W- 13 175.1 - -2.0
W- 14 171.6 - -3.5
W- 15 169.9 - -1.7
W- 16 168.4 - -1.5
W- 17 165.4 - -3.0
W- 18 161.9 - -3.5
W- 19 165.4 - +3.0
W- 20 163.0 - -2.4
W- 21 165.8 - +2.8
W- 22 162.0 - -3.8
W- 23 159.8 - +0.4
W- 24 158.0 - -2.7
W-k 25 156.4 - -1.6
W- 26 154.3 - -2.1
W- 27 153.9 - -0.4
W- 28 152.0 - -1.9
August 30, 2009
W- 29 149.9 - -2.1
W- 30 147.7 - -2.2
W- 31 147.1 - -0.6
W- 32 149.5 - +2.4
W- 33 151.3 - +1.8
W- 34 150.2 - -1.1
W- 35 150.8 - +0.6
W- 36 150.3 - -0.5
W- 37 149.1 - -1.2
W- 38 149.8 - +0.7
W- 39 150.1 +0.3
W- 40 156.3 +6.2
W- 41 153.3 -3.0
W- 42 152.6 -0.7
W- 43 152.6 -0.0
W- 44 150.7 -1.9
W- 45 152.4 +1.7
W- 46 153.0 +0.6
W- 47 152.3 +0.7
W- 48 150.1 -2.2

W- 49 147.5 -2.6
W- 50 146.3 -1.2
...
...
W- 53 151.0 +2.0
W- 54 149.3 -1.7
W- 55 144.9 -4.4
W- 56 144.1 -0.8
W- 57 140.0 lbs. Goal!!!!