Saturday, October 18, 2008

Toast to the Pursuit of Freedom

Sister calls me the other day while I was working...
"How are you Doing?" she asked.
"Good. What's up?"
"Ask me how I'm doing."
"k"
"Ask me!" She was obviously smiling.
"How are you doing?"
"Better than I deserve! Who do I sound like?"
I quickly realized she'd been watching or listening to Dave Ramsey. He says that every day on his show. Turns out she is streaming audio from Dave Ramsey's website at work. She was excited.
We went to the Dave Ramsey Total Money Makeover Live Event a few months back. We came away having had a great time and a plan that had a specific outcome of becoming debt free except the house.
Both she and I always been very driven to pay down the debt and had many conversations on paying off the bills, how our credit score was doing, what kind of interest rate we could get. We would get pretty excited about doing smart things with our money and paying off the bills, or getting a low rate on a credit card...
All this energy morphed into a different energy when we went shopping. The focus became getting the nicest coolest things for our home, kids, ourselves, our spouses. There was a disconnect in our brains or some sort of throw switch that allowed us to SPEND without much regard to the bills when in shopping mode.
It was counterproductive to say the least.

I think that "throw switch" calls to me some days. Weekly, at least, I get this "crave", I want to SHOP so bad some days.
However, I am doing so GREAT!!! It's helping me a lot to be focused on what the bigger goal is and to have a plan. I want to be out of debt. Husband wants to be out of debt. We can picture it and see that it is possible.
It's not that I can't ever go shopping again, (deep breath), it's that once we are out of debt we have more freedom to buy the things we would love to have without going into debt to have it. The freedom to retire sooner than later,... the freedom to do something else with our money than paying toward debt.
I want freedom for our home and all our homes. I'm excited to hear that Kayleigh has a budget now. I am happy to have a network of support in our family. For me it's great to have this network and makes it more fun and easier to stick to. I want everyone to conquer their debt, to succeed and to get to the point that they are paying off a home. I want to propose a toast "to freedom from debt and being gazelle intense about pursuing it." I want to celebrate when each one of us reach the point of breaking free of the chains and can call up Dave and say... "We're Debt FREE!!!!!!!"

1 comment:

Trish said...

What a great post! And what a great goal, huh? Can you imagine not having ANY payments?!?!? I can't wait!
I'm planning a second semi-annual progress report on my blog for 1/1/09. It was so exciting to strive for paying off as much debt as we could the first part of the year so that I could report a big debt reduction on 7/1/08. Feel free to join me and we can celebrate together. Personally I am just excited for Thursday when I can pay off another credit card. That'll be the 11th account we've paid off so far in our journey to debt freedom. 7 more to go! Plus the house. I can't wait!
FRRREEEEEDDDOOOOMMMMM!!!!!!!!!
~Living sacrificially today to pay off our past and change our future.~

The big plunge...

Starting Weight 193.8
Week 1 194.2 - +.4
W- 2 190.2 - -4.0
W- 3 186.4 - -3.8
W- 4 186.2 - -0.2
W- 5 184.0 - -2.2
W- 6 184.5 - +0.5
W- 7 185.0 - -0.5
W- 8 183.2 - -1.8
W- 9 180.0 - -3.2
W- 10 183.2 - +3.2
W- 11 179.0 - -4.2
W- 12 177.1 - -1.9
W- 13 175.1 - -2.0
W- 14 171.6 - -3.5
W- 15 169.9 - -1.7
W- 16 168.4 - -1.5
W- 17 165.4 - -3.0
W- 18 161.9 - -3.5
W- 19 165.4 - +3.0
W- 20 163.0 - -2.4
W- 21 165.8 - +2.8
W- 22 162.0 - -3.8
W- 23 159.8 - +0.4
W- 24 158.0 - -2.7
W-k 25 156.4 - -1.6
W- 26 154.3 - -2.1
W- 27 153.9 - -0.4
W- 28 152.0 - -1.9
August 30, 2009
W- 29 149.9 - -2.1
W- 30 147.7 - -2.2
W- 31 147.1 - -0.6
W- 32 149.5 - +2.4
W- 33 151.3 - +1.8
W- 34 150.2 - -1.1
W- 35 150.8 - +0.6
W- 36 150.3 - -0.5
W- 37 149.1 - -1.2
W- 38 149.8 - +0.7
W- 39 150.1 +0.3
W- 40 156.3 +6.2
W- 41 153.3 -3.0
W- 42 152.6 -0.7
W- 43 152.6 -0.0
W- 44 150.7 -1.9
W- 45 152.4 +1.7
W- 46 153.0 +0.6
W- 47 152.3 +0.7
W- 48 150.1 -2.2

W- 49 147.5 -2.6
W- 50 146.3 -1.2
...
...
W- 53 151.0 +2.0
W- 54 149.3 -1.7
W- 55 144.9 -4.4
W- 56 144.1 -0.8
W- 57 140.0 lbs. Goal!!!!